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  • Would modifying payment of the earned income tax credit help struggling families?

    Photo of U. of I. professor Karen Kramer standing at the bottom of a stairway and leaning on one elbow on the railing

    Receiving the earned income tax credit in installments rather a lump sum as part of their tax refund reduced recipients’ feelings of financial stress, unpaid bills and food insecurity, according to a recent study by lead author Karen Kramer, a professor of human development and family studies at the University of Illinois.

    Photo by L. Brian Stauffer


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  • Editor’s note:  To contact Karen Kramer, call 217-244-3974; email